I may need to go over the credit limit on my credit card to fund unexpected living expenses as a result of COVID-19. Will I have to pay over-limit fees?

Your bank may consider increasing your credit limit or waiving your fees. Contact your bank to explain your specific situation to request a credit limit increase or a fee waiver. Banks, however, are not required to increase […]

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I may become late or delinquent on my credit card because of reduced working hours as a result of COVID-19. Will the bank charge me late fees or increase my normal interest rate to a higher penalty rate?

Your bank may consider waiving any late fees or forgoing implementation of a penalty interest rate. Contact your bank to explain your specific situation and to request a fee waiver or maintenance of your current interest […]

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