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My bank notified me that it is no longer a retail bank and that it had transferred my account to another bank. Can it do this?

Yes. Banks are generally permitted to change the type of banking business they engage in. A bank can sell its branches and transfer its deposit accounts to another bank.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on HelpWithMyBank.gov should not be construed as legal advice or a legal opinion of the OCC.

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